top of page

IF

Independent Franchise

15 brands · 12 home service trades in scope

Independent Franchise

FRANCHISE
INSURANCE

​

​

​

ABOUT THIS FRANCHISE FAMILY

​

​

TRADE CATEGORIES IN THIS FAMILY

ALL BRANDS GUIDES

FIND YOUR BRAND'S
INSURANCE REQUIREMENTS

Live guides are built from the actual FDD — exact entity names, exact limits, real claim scenarios. In-development guides show the brand is in our queue.

ELECTRICAL

HVAC

PLUMBING

PLUMBING

·

Independent Franchise

​

ROTO-ROOTER

The Roto-Rooter franchise agreement requires general liability insurance through an admitted carrier rated A-VII or better by A.M. Best. The minimum limit is $1,000,000 per occurrence. The agreement requires the occurrence form, not claims-made.

FIND MY BRAND'S REQUIREMENTS »

PLUMBING

·

Independent Franchise

​

ROOTERMAN

Blank

FIND MY BRAND'S REQUIREMENTS »

FREQUENTLY ASKED

QUESTIONS ABOUT

Independent Franchise

​

We'll review your current program against your specific FDD requirements — compliance confirmed, trade-specific gaps identified, complete program built for the work you actually do.
wade.avif

WADE MILLWARD, CIC

Founder & CEO · Rikor Insurance

Wade Millward has spent 18 years specializing in franchise insurance. He holds the Certified Insurance Counselor (CIC) designation and has reviewed hundreds of franchise disclosure documents across home service, food service, and commercial franchise verticals. He has built coverage programs for Authority Brands franchisees across electrical, HVAC, plumbing, and restoration trades.

protectmyfranchise.com · rikor.io

bottom of page