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HOME SERVICES · ALL TRADES

RIKOR
FRANCHISE
INSURANCE

Your franchise agreement tells you what coverage to buy. It does not tell you what coverage protects your investment. That distinction matters more in home services than anywhere else in franchising.

166 home service franchise brands covered · Updated 2026

COVERAGE

What most FDDs require

General Liability

$1M/$2M

Commercial Auto

$1M CSL

Workers' Comp

Statutory

Additional Insured

Franchisor + System

Completed Ops

Required — often missed

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