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SEAMLESS SUBCONTRACTOR INSURANCE MONITORING FOR FRANCHISORS & OPERATIONS LEADERS

Stop unexpected audit costs from uninsured 1099 subcontractors. Rikor Insurance Consultancy helps your franchisees track and verify subcontractor coverage the same way you manage FDD compliance — reducing liability, preventing disputes, and protecting your bottom line.

TRUSTED BY LEADING FRANCHISE BRANDS

Join franchisors who proactively manage subcontractor 
compliance and reduce audit risk.

TAKE CONTROL OF SUBCONTRACTOR INSURANCE COMPLIANCE

PREVENT AUDIT SURPRISES. REDUCE FRANCHISEE DISPUTES. PROTECT YOUR BRAND.

Franchisors face serious exposure if subcontractor insurance is ignored. Without proper monitoring, any injury to a subcontractor can result in the franchisor or franchisee being named in a workers’ compensation claim, with the cost reclassified as payroll exposure. Rikor Insurance Consultancy helps you implement a standardized, scalable process that protects everyone involved.

✔ Eliminate costly audit surprises

No more franchisees blindsided by uninsured 1099 subcontractors.

✔ Reduce franchisor liability

Show clear, consistent FDD compliance processes for subcontractor oversight.

✔ Transfer risk properly

Ensure subcontractors carry their own coverage so injuries on the job don’t roll up as franchisor payroll exposure.

✔ Improve franchisee relationships

Give franchisees an easy, supported way to meet insurance requirements

✔ Streamline compliance tracking

Centralized system to monitor, collect, and verify insurance certificates.

✔ Demonstrate leadership

Proactively train and support franchisees in risk management.

READY TO PROTECT YOUR FRANCHISE FROM INSURANCE SURPRISES?

Book a free, no-obligation consult to see how Rikor Insurance Consultancy can help you implement subcontractor insurance monitoring that meets your brand’s compliance needs and reduces audit exposure.

WE’LL WALK YOU THROUGH HOW TO:

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TRACK SUBCONTRACTOR CERTIFICATES AUTOMATICALLY
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STANDARDIZE COMPLIANCE ACROSS LOCATIONS
 
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AVOID FRANCHISEE DISPUTES, AUDITS, AND COSTLY INJURY-RELATED CLAIMS

WHY RIKOR INSURANCE CONSULTANCY IS THE SMARTER CHOICE

See how Rikor Insurance Consultancy stacks up against DIY tracking, traditional brokers, and ignoring the problem entirely:

Feature/Benefit

Designed for Franchise Compliance

Tracks & Verifies Subcontractor Insurance

Franchisee Onboarding & Support

Audit-Ready Documentation

Reduces Franchisor Liability

Centralized, Scalable Solution

Rikor Insurance Consultancy

✔ Yes
✔ Yes
✔ Yes
✔ Yes
✔ Yes
✔ Yes

DIY Tracking
 

✖ No
⚠ Manual
✖ No
⚠ Partial
⚠ Limited
✖ No

Typical Insurance Broker

✖ No
✖ No
✖ No
✖ No
⚠ Manual
✖ No

Ignoring the Problem

✖ No
✖ No
✖ No
✖ No
✖ No
✖ No

Don’t leave compliance to chance. Rikor Insurance Consultancy delivers franchise-ready processes that reduce liability, avoid costly surprises, and strengthen franchisee relationships.

HOW DOES RIKOR INSURANCE CONSULTANCY ACTUALLY MONITOR SUBCONTRACTOR INSURANCE?

Rikor Insurance Consultancy provides a streamlined system to collect, verify, and track insurance certificates from all subcontractors. Franchisees upload proof of coverage, while franchisors receive audit-ready documentation and real-time visibility across their system.

WE ALREADY HAVE AN INSURANCE BROKER. WHY DO WE NEED RIKOR INSURANCE CONSULTANCY?

Most brokers sell policies but don’t monitor subcontractor compliance. Rikor Insurance Consultancy fills this critical gap with proactive certificate tracking, franchisee onboarding, and audit-ready reporting—reducing your liability and avoiding costly surprises.

HOW MUCH DOES THIS COST?

Pricing is customized to your franchise system’s size and needs. Even better—if Rikor Insurance Consultancy serves as your insurance broker, these subcontractor compliance tools and monitoring services are included at no additional cost. During your consult, we’ll provide transparent pricing and tailored recommendations.

IS RIKOR INSURANCE CONSULTANCY ONLY FOR LARGE FRANCHISE SYSTEMS?

Rikor Insurance Consultancy supports franchises of any size—from emerging brands with a handful of units to national systems with hundreds of locations. Our solutions scale with you.

HOW MUCH TIME WILL THIS TAKE FOR OUR TEAM?

Very little. Rikor Insurance Consultancy handles the heavy lifting—from setting up tracking processes to onboarding and supporting franchisees. Your operations team gets centralized, easy-to-access compliance reports without manual follow-up.

WHAT HAPPENS IF A FRANCHISEE REFUSES TO COMPLY?

Rikor Insurance Consultancy helps you define clear, enforceable standards and provides documentation to show you’ve fulfilled your FDD obligations. This reduces your exposure to claims that the franchisor didn’t warn or train franchisees properly.

START YOUR FRANCHISE JOURNEY

Fill out the form and take the first step toward owning your own franchise.

DON’T WAIT FOR AN AUDIT OR AN INJURY TO EXPOSE THE RISK

GET STARTED TODAY AND ENSURE YOUR FRANCHISE SYSTEM IS AUDIT-READY BEFORE THE NEXT POLICY RENEWAL.

Franchisees are counting on you to set clear, effective insurance compliance standards. Don’t risk unexpected audit charges, subcontractor injury lawsuits, or damage to your brand.

Rikor Insurance Consultancy gives you the tools and expertise to proactively manage subcontractor insurance—ensuring injuries stay the subcontractor’s responsibility, reducing liability, and protecting your entire system.

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