SUBCONTRACTOR COI MONITORING
DONE FOR YOU.
DONE RIGHT.
It’s frustrating, time-consuming, costly and risky; we make it easy and we do it right.
Imagine you’re using our app, it’s done for you. That's easy.
1099 SUBS? STILL CHASING COIs?
Still paying someone to track subcontractor insurance? Why?
We built a FREE subcontractor monitoring tool for franchise owners who are tired of chasing COIs and hoping coverage doesn’t lapse.
Set up takes 5 minutes.
• Instantly request COIs from your subs
• We analyze coverage for exclusions & limits
• Get alerted if a policy lapses anytime
• Protect your audits and payroll
Stop guessing.
Use subcontractors with confidence again.
AUDIT OR UNINSURED CLAIM. EITHER OR.
Subcontractors help you scale your brand. But unmanaged subcontractor insurance can quietly expose it. You will either pay the premium in the audit, or pay cash for an uninsured claim.
If they don’t carry proper coverage, you may:
PAY FOR THEM DURING YOUR AUDIT
ABSORB LOSSES IF THEIR POLICY HAS EXCLUSIONS
FACE CLAIMS THAT SHOULD HAVE NEVER REACHED YOUR BRAND
You shouldn’t have to chase COIs, interpret coverage, track expirations, or worry whether a subcontractor’s policy was cancelled mid-project.
Subcontractor COI Monitoring shouldn’t be something you manage manually. It should be done for you.
1099 SUBS? STILL CHASING COIs?
Still paying someone to track subcontractor insurance? Why?
We built a FREE subcontractor monitoring tool for franchise owners who are tired of chasing COIs and hoping coverage doesn’t lapse.
Set up takes 5 minutes.
• Instantly request COIs from your subs
• We analyze coverage for exclusions & limits
• Get alerted if a policy lapses anytime
• Protect your audits and payroll
Stop guessing.
Use subcontractors with confidence again.
ARE YOU A FRANCHISOR THAT…
• Uses subcontractors across multiple locations?
• Doesn’t have a simple subcontractor insurance process?
• Worries subcontractor insurance isn’t verified correctly?
• Has franchisees starting jobs before collecting COIs?
• Is concerned about vicarious liability exposure?
• Is nervous about what happens during a carrier audit?
If subcontractors are uninsured, there’s a strong chance their labor gets included in your audit payroll — even if no claim happens.
And if there is a claim and their policy has an exclusion? Someone pays out of pocket.
SUBCONTRACTOR COI MONITORING — IN 3 RIDICULOUSLY SIMPLE STEPS
Managing subcontractor insurance shouldn’t feel like chasing paperwork across three counties.
With RightCore, it takes about 60 seconds.
Here’s how it works:
STEP 1: SEND THE COI REQUEST
Type in your subcontractor’s name and email.
Tap send.
That’s it.
They’ll receive a clean, professional request asking them to upload their Certificate of Insurance directly into the system.
No awkward follow-ups.
No “Hey, just checking again…” texts.
No spreadsheets.
You press send. We handle the rest.
STEP 2: GET NOTIFIED WHEN IT’S IN
The moment your subcontractor uploads their COI, you get notified.
Clear subject line.
Clean inbox view.
Zero confusion.
You’ll see exactly who submitted it and when.
Open it. Review it. Done.
No digging through email threads.
No wondering if someone “already sent that last week.”
All COI at your fingertips.
Stop paying for COI trackers. If you aren’t using one, you’re wasting your own time and resources.
Let our software do it for you!
STEP 3: STAY AHEAD OF EXPIRATIONS
Insurance policies expire.
But now? You’ll know before it becomes a problem.
If a subcontractor’s COI lapses, you’ll get a friendly alert.
One tap sends a new request.
No uncomfortable phone calls.
No surprise audit exposure.
No scrambling.
You stay ahead. Automatically.
That’s It.
Send.
Receive.
Stay protected.
Three steps.
One dashboard.
Zero chaos.
If you’re a franchise owner working with subcontractors, this is the easiest way to protect your business from coverage gaps and unexpected issues.
START USING IT TODAY — FREE!
👉 Visit https://app.rightcore.io and start monitoring your subcontractors in minutes.
SIMPLE PROCESS » PROVEN OUTCOME.
We offer a better way to manage subcontractor insurance. A proven system to protect your brand.
BEFORE
❌ Chasing subcontractors for COIs
❌ Unclear if coverage meets requirements
❌ Expired policies go unnoticed
❌ Policies cancelled mid-project
❌ Audit scrambling for documentation
❌ Paying for uninsured subcontractors during audits
❌ Claims denied due to exclusions
AFTER
Automated COI collection
Clear yes/no compliance status
Expiration tracking built in
Active monitoring and visibility
Organized, audit-ready records
Verified, documented compliance
Coverage reviewed against requirements
HAPPY FRANCHISORS
Some things are best said by others.
DEAN HARTLEY
President, Five Star Bath
"Just wanted you to know how satisfied we are with the transition to Rikor Inc for our Franchisee insurance needs. Before Rikor, we relied on franchisees emailing us Insur-
ance docs and our ability to try to organize them. The result was never having a handle on compliance. We also relied on the franchisees to find their own agents which resulted in undercoverage and improper categorization for our franchisees. Since Rikor we have an easy dashboard to alert us to compliance issues and many of our franchisees can rest assured that they have the correct coverages at the right price. The process has been seamless and it is a relief not having to deal with insurance as part of the onboarding process. Now I just tell them to call Rikor."
READY TO STOP PAYING FOR OTHER PEOPLE’S RISK?
ZEES. DON’T LET A 1099 BECOME YOUR PAYROLL.
If your subcontractors don’t carry insurance, there’s a good chance you’ll pay for it during your audit — even if nothing goes wrong.
And if there’s a claim and their policy has an exclusion, you could be paying out of pocket.
INSTANT COI UPLOAD LINKS
EXPIRATION TRACKING BUILT IN
CLEAR COMPLIANT / NON-COMPLIANT STATUS
SUBCONTRACTORS SHOULDN’T KEEP YOU UP AT NIGHT.
Still paying someone to track subcontractor insurance? Why?
We built a FREE subcontractor monitoring tool for franchise owners who are tired of chasing COIs and hoping coverage doesn’t lapse.
Set up takes 5 minutes.
• Instantly request COIs from your subs
• We analyze coverage for exclusions & limits
• Get alerted if a policy lapses mid-project
• Protect your audits and payroll from reclassification or recalculation.
Stop guessing.
Use subcontractors with confidence again.
HAPPY FRANCHISEES
WHAT IF NOTHING CHANGES?
Say we make no change today. Here's what the future might look like.
• You’re chasing subcontractors for paperwork.
• You don’t really know if their coverage meets your requirements.
• Subcontractor labor gets included in your audit payroll.
• You pay premium for uninsured 1099s.
• A claim hits — and their policy excludes the work performed.
• Your brand absorbs the cost.
• You wait until an uninsured loss forces change.
• Continue operating without a consistent subcontractor insurance process.
