Franchisee Insurance Quote: app.rikor.io/quote
COI Request + Policy Changes Email: support@rikor.io (Est. 24 hrs)
TRUSTED BY FRANCHISORS WHO REFUSE TO LEAVE RISK TO CHANCE
Join leading franchises who rely on Rikor to automate COI tracking and stay protected.
Brands Using Rikor
TAKE CONTROL OF SUBCONTRACTOR INSURANCE COMPLIANCE
PREVENT AUDIT SURPRISES. REDUCE FRANCHISEE DISPUTES. PROTECT YOUR BRAND.
Franchisors face serious exposure if subcontractor insurance is ignored. Without proper monitoring, any injury to a subcontractor can result in the franchisor or franchisee being named in a workers’ compensation claim, with the cost reclassified as payroll exposure. Rikor Insurance Consultancy helps you implement a standardized, scalable process that protects everyone involved.
✔ Eliminate costly audit surprises
No more franchisees blindsided by uninsured 1099 subcontractors.
✔ Reduce franchisor liability
Show clear, consistent FDD compliance processes for subcontractor oversight.
✔ Transfer risk properly
Ensure subcontractors carry their own coverage so injuries on the job don’t roll up as franchisor payroll exposure.
✔ Improve franchisee relationships
Give franchisees an easy, supported way to meet insurance requirements
✔ Streamline compliance tracking
Centralized system to monitor, collect, and verify insurance certificates.
✔ Demonstrate leadership
Proactively train and support franchisees in risk management.
WHAT FRANCHISORS ARE SAYING
Five Star Bath
President
"The process has been seamless and it is a relief not having to deal with insurance as part of the onboarding process."
The Brothers That Just Do Gutters
"Partnering with Rikor has been an amazing experience! Our franchisees are finally getting quality insurance without the hassle."
Operations Manager
David M., Franchisor
Multi-Unit Fitness Brand
"The difference is night and day. Every franchisee is monitored in real time—and I don’t have to be the insurance expert anymore."
BEYOND JUST TRACKING COIS—MEET RIKOR
Most tools stop at collecting documents. Rikor goes further.
Our proprietary software analyzes every Certificate of Insurance to ensure franchisee policies match the requirements laid out in your Franchise Disclosure Document (FDD).
Smart Compliance, Not Just Storage
AUTOMATICALLY FLAG MISSING OR INADEQUATE COVERAGE
DETECT MISMATCHES BETWEEN FRANCHISEE POLICIES AND FDD STANDARDS
ALERT YOU TO RISKS BEFORE THEY BECOME LIABILITIES
KEEP A FULL AUDIT TRAIL FOR COMPLIANCE PROTECTION
Call today to schedule your Risk Management Strategy Session.
RIKOR vs. BASIC COI TRACKING TOOLS
Feature / Benefit
Automated COI Collection
Real-Time Compliance Monitoring
FDD-Based Coverage Analysis
Executive-Level Risk Reports
Franchise-Specific Support
Carrier Engagement Support
Audit-Ready Documentation
Integrated Risk Management Strategy
Rikor ✅
Basic COI Tools ❌
IS COI MONITORING REALLY WORTH AUTOMATING?
Yes—manual tracking is time-consuming, error-prone, and impossible to scale. Rikor ensures real-time compliance across your entire system without the daily micromanagement.
WILL THIS INTEGRATE WITH OUR EXISTING ONBOARDING PROCESS?
Absolutely. Rikor seamlessly plugs into your franchisee onboarding workflow.
CAN FRANCHISEES STILL USE THEIR OWN INSURANCE AGENTS?
Yes. Franchisees can keep their providers. Rikor ensures their policies meet your FDD requirements.
WHAT IF A FRANCHISEE MISSES COVERAGE OR PROVIDES AN INVALID COI?
Rikor automatically flags non-compliance and alerts both you and the franchisee.
IS THIS ONLY FOR FRANCHISEES, OR CAN WE USE IT FOR SUBCONTRACTORS TOO?
Both. Rikor tracks and analyzes COIs for franchisees and subcontractors alike.
STOP HOPING YOUR FRANCHISEES ARE COVERED—KNOW THEY ARE
Every day you wait is another day a coverage gap could jeopardize your brand.
With Rikor, you no longer need to be the insurance expert—you just need the right partner.
TAKE THE FIRST STEP TOWARD TOTAL RISK CONFIDENCE
Schedule your consultation now and see how effortless franchise compliance can be.
Spots are limited—get prioritized onboarding by acting this week.
START SIMPLIFYING INSURANCE TODAY!
Fill out the form and take the first step toward making insurance simple.
DON’T WAIT FOR A CLAIM TO FIND THE GAP
THE COST OF AN INACCURATE FDD ISN’T HYPOTHETICAL. IT’S REAL. IT SHOWS UP IN CLAIMS, FAILED UNITS, AND OPERATIONAL HEADACHES YOU DIDN’T SEE COMING.
Start with a focused review of your insurance disclosures and cost assumptions. We’ll help you find the gaps—before your franchisees do.
Protect your franchisees. Protect your brand. Start with the truth.
