Franchisee Insurance Quote: app.rikor.io/quote
COI Request + Policy Changes Email: support@rikor.io (Est. 24 hrs)
MULTI-UNIT INSURANCE
DONE FOR YOU.
DONE RIGHT.
Managing insurance across 10, 20, or even 50 locations shouldn’t be your full-time job.
We make it simple, consistent, and done right — every time.
But more importantly — we make sure every unit and every entity in your operation is properly covered for what you’re doing today, not what you were doing last year.
Because as your business grows, your risks evolve — and your insurance must evolve with it.
_svg.png){kind=small}
OWNING MULTIPLE FRANCHISE LOCATIONS BRINGS NEW CHALLENGES
More vehicles, more staff, more exposures, and more ways your risk changes over time. That’s why multi-unit owners need insurance done for them — not to them.
Growth shouldn’t increase your risk.
We make sure it doesn’t — by continuously assessing your coverage as your business evolves:
Established Operators
Expanding Portfolios
Emerging Multi-Unit Owners
ARE YOU A
MULTI-UNIT OWNER
WHO...
• Spends too much time dealing with insurance for each unit?
• Worries if all your locations are truly covered for what they’re doing right now?
• Has policies scattered across different carriers or agents?
• Gets hit with surprise audits or unexpected premium increases?
• Struggles to keep up with certificates, renewals, or compliance requests?
• Needs one program, one renewal, one clear picture?
• Has never reviewed your org chart to see who’s exposed and how leadership responsibilities impact your coverage?
INSURANCE DONE FOR YOU IN 3 EASY STEPS
1»
CONTACT US
TODAY
We’ll review every location, up-to-date org chart, every policy, and every entity you own to understand your actual exposures today.
2»
RECEIVE A FREE MULTI UNIT
COVERAGE ANALYSIS
You’ll see where your operations have outgrown your current coverage — and where adjustments are needed to match your true risk profile.
3!
STREAMLINE
EVERYTHING
We standardize your insurance — one schedule, one renewal, one point of contact — while ensuring each unit is properly insured for what it does now, not what it did then.
Start managing, insuring, and protecting your entire portfolio today.
SIMPLE PROCESS → PROVEN OUTCOME.
We built a process that gives large operators the same confidence franchisors have.
Here’s what it looks like before and after Rikor:
BEFORE
❌ Dozens of policies and renewal dates
❌Unclear limits and inconsistent coverages
❌ Surprise audits and added payroll charges
❌ Coverage written for how the business used to operate
❌ Org chart never reviewed — unclear who’s actually exposed
❌ Certificates buried in emails
❌ Multiple brokers, multiple headaches
AFTER
One schedule, one renewal
Standardized coverage across every unit
Predictable audits with pre-verified exposures
Coverage aligned with how the business operates today
Org chart reviewed — every role and entity clearly protected
COIs tracked and monitored for you
One dedicated Rikor team that knows your brand
WHAT IF NOTHING CHANGES?
If you don’t review and update your coverage regularly, here’s what happens:
• You’ll keep paying for outdated coverage that doesn’t match your current risks.
• You’ll never really know if every unit is properly protected.
• You’ll stay reactive — waiting for the next audit, the next claim, the next surprise.
• You’ll lose time you could spend on growth and operations.
And one uninsured claim at a single unit can impact them all.