Franchisee Insurance Quote: app.rikor.io/quote
COI Request + Policy Changes Email: support@rikor.io (Est. 24 hrs)
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ARE YOU A
NEW FRANCHISEE
WHO...
• Thinks insurance is confusing and just wants it done for you?
• Can’t get insurance because your business hasn’t technically “opened” yet?
• Needs coverage to attend training — but can’t get coverage until you’re operational?
• Has a lender asking for certificates, a franchisor asking for proof, and a carrier asking for an address you don’t have?
• Feels like everyone’s speaking a different language — and you’re caught in the middle?
• Is tired of teaching agents how to insure yourself properly but just wants to focus on the business?
• Just want to open your doors without losing weeks to insurance paperwork?
DO YOU STRUGGLE WITH THESE CHALLENGES?
It’s the hidden challenges no one tells you about — having to get insurance for things that don’t exist “yet.”
Your lender needs certificates before your business is technically born.
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You need property coverage before your build-out is complete.
You’re required to show workers’ comp before you’ve hired your first employee.
You’re asked for auto coverage before your company vehicle even arrives.
That’s why traditional agents can fall short — they don’t know how to phase insurance for a new business in development.
At Rikor, we specialize in this stage. We understand temporary, pre-launch, and phased coverages to bridge these gaps.
You’ll get your SBA loan funded, your training approved, and your franchise opened — all without over-insuring or missing deadlines.
GET INSURED AND OPEN ON TIME IN 3 EASY STEPS
1»
CONTACT US
TODAY
We’ll learn where you are in the process — funding, training, or build-out — and map your needs.
2»
RECEIVE A FREE PRE-LAUNCH INSURANCE PLAN
We’ll coordinate between your franchisor, SBA lender, and underwriter to issue the right certificates and exceptions.
SIMPLE PROCESS » SMOOTH LAUNCH
We make it easy to get from franchise awarded to doors open.
BEFORE
❌ Confused about which policies to start with
❌Stuck waiting on SBA loan funding
❌ Managing build-out and construction risk alone
❌ Juggling lender, franchisor, and carrier
AFTER
Clear phased coverage plan
Funding released on time
Correct codes and compliance from day one
Supported like a long-term partner
❌ Unsure of how to classify your business
❌ Treated like a small account
WHAT IF NOTHING CHANGES?
If you try to figure it out alone…
• Your funding may be delayed for weeks or months.
• Your build-out could stall over missing certificates.
• Your training could get postponed.
• You could pay for unnecessary coverage — or worse, skip something critical.
• And you’ll waste precious time managing emails between lenders, underwriters, and franchisors instead of preparing to open.
• You miss-allocate proper funds to cover underestimated insurance costs
It doesn’t have to be that way.