The franchisor insurance program guide.

Franchisor insurance compliance is the process of establishing, communicating, verifying, and continuously monitoring the insurance requirements that franchisees must maintain under the franchise system's agreements and FDD. Compliance goes beyond collecting certificates once a year. Franchisors need to verify that required policies remain active, limits meet the system's requirements, required endorsements are present, and the franchisor is properly protected as an additional insured when applicable. Ongoing monitoring helps identify expired policies and coverage gaps before they become significant problems for the franchise system.