Franchisee Insurance Quote: app.rikor.io/quote
COI Request + Policy Changes Email: support@rikor.io (Est. 24 hrs)
EXISTING FRANCHISEES. INSURANCE
DONE FOR YOU.
DONE RIGHT.
You already run a real business. You already understand risk. What you may not know is whether your insurance is still written in your favor.
Rikor works with experienced franchise owners to verify coverage, uncover exclusions, and correct policies that quietly drift out of alignment over time.
You run the operation.
We make sure your insurance actually protects it.
OWNING EXISTING FRANCHISE LOCATIONS BRINGS NEW PRIORITIES
More vehicles, more staff, more exposures, and more ways your risk changes over time. That’s why experienced owners need insurance done for them — not to them.
Growth shouldn’t increase your risk.
We make sure it doesn’t — by continuously assessing your coverage as your business evolves:
Established Operators
Expanding Portfolios
Emerging Risks

ARE YOU A
EXISTING FRANCHISEE
WHO...
• Has been open for a few years and wants to confirm coverage is still right?
• Has never had a full policy review—just renews what you had last year?
• Has dealt with an audit, or questions you didn’t love the answers to?
• Likes your agent, but isn’t sure they are actively watching for gaps, exclusions, or misclassification?
• Wants a second set of expert eyes without burning bridges?
INSURANCE DONE FOR YOU IN 3 EASY STEPS
1»
CONTACT US
TODAY
We start with your current policy, endorsements, classifications, and your brand requirements.
2»
RECEIVE A FREE MULTI UNIT
COVERAGE ANALYSIS
Exclusions, unfavorable language, classification drift, and coverage gaps that commonly affect established franchisees.
3!
STREAMLINE
EVERYTHING
Ongoing monitoring, audits support, COIs, and real-time access to a consultant who knows your business.
Start managing, insuring, and protecting your entire portfolio today.

SIMPLE PROCESS → PROVEN OUTCOME.
We built a process that gives large operators the same confidence franchisors have.
Here’s what it looks like before and after Rikor:
BEFORE
❌ Policy renewed year after year without a full review
❌Unclear how exclusions apply to real operations
❌ Audit surprises or unanswered questions
❌ Agent relationship is friendly, but reactive
❌ Uncertainty about subcontractors, payroll, or classification changes
❌ Certificates buried in emails
❌ Multiple brokers, multiple headaches
AFTER
Policy reviewed line-by-line against your actual business
Clear understanding of exclusions and exposure
Audit readiness and support
Proactive servicing throughout the year
Confidence that coverage reflects how you operate today


WHAT IF NOTHING CHANGES?
Last years' policy will renew again. Who knows what's lurking in it?
The language will stay the same, even though your business has changed/grown.
The exclusions and unfavorable language will remain unnoticed until it's too late.
And one uninsured claim at a single unit can be a very big deal.
