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CONFUSED BY YOUR INSURANCE BILL? YOU ARE NOT ALONE

SURPRISE CHARGES. CANCELLED POLICIES. AUDITS THAT LEAVE YOUR BUSINESS SCRAMBLING.

If your insurance bill has ever felt like a mystery—or worse, a financial trap—you’re in the right place.

At Rikor, we’ve seen firsthand how even seasoned business owners get blindsided by confusing insurance billing practices. From subcontractor missteps to overlooked finance agreements, a small misunderstanding can quickly become a big headache.

That’s why we put together this guide:

This blog article breaks down:

  • Why audits often result in unexpected bills

  • How employee misclassification and missing COIs cost thousands

  • What to watch out for with premium finance companies

  • Simple, actionable steps to prevent billing surprises before they happen

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MISCLASSIFICATION
How employee misclassification and missing COIs cost thousands

Service Name

Dollar Bill Illustration

FINANCE ERRORS

What to watch out for with premium finance companies

Service Name

Mountaineer

PREPARATION

Simple, actionable steps to prevent billing surprises before they happen

WHO SHOULD READ THIS?

If you’re a business owner, franchise operator, or team member responsible for managing insurance paperwork—you’ll walk away with clearer expectations and better control over your insurance costs.

STOP GUESSING. BILLING GETS TRICKY. START UNDERSTANDING

And if you're still scratching your head after reading, reach out to your Rikor consultant.

We’re here to help make sense of the fine print—before it costs you.​

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