
CONFUSED BY YOUR INSURANCE BILL? YOU ARE NOT ALONE
SURPRISE CHARGES. CANCELLED POLICIES. AUDITS THAT LEAVE YOUR BUSINESS SCRAMBLING.
If your insurance bill has ever felt like a mystery—or worse, a financial trap—you’re in the right place.
At Rikor, we’ve seen firsthand how even seasoned business owners get blindsided by confusing insurance billing practices. From subcontractor missteps to overlooked finance agreements, a small misunderstanding can quickly become a big headache.
That’s why we put together this guide:
This blog article breaks down:
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Why audits often result in unexpected bills
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How employee misclassification and missing COIs cost thousands
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What to watch out for with premium finance companies
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Simple, actionable steps to prevent billing surprises before they happen

MISCLASSIFICATION
How employee misclassification and missing COIs cost thousands
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FINANCE ERRORS
What to watch out for with premium finance companies
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PREPARATION
Simple, actionable steps to prevent billing surprises before they happen