A practical liability and risk-transfer guide for business owners Key Takeaways Direct contract = direct liability.  Whoever signs with...

Quick Summary Ghost policies are not a solution for contractors who use subcontractors—period. Waivers and COIs create a false sense of...

Key Takeaways E&O and D&O are distinct but essential.  Errors & Omissions (E&O) protects against claims of negligence in professional...

What happens when a new health club franchisee collects membership fees but never opens its doors? For consumers, it's a financial blow....

As a franchisor, you're building a brand, growing a network, and empowering entrepreneurs. You pour countless hours into perfecting your...

The Alarming Truth About Cyber Insurance in Franchising: Why Your Franchisees Are More Exposed Than You Think "Imagine this: a...

Is Vicarious Liability Driving Up Your Franchisor Insurance Costs? Franchisors operate in a high-stakes world where every dollar...

One accident. That's all it takes to potentially bankrupt a construction business in New York. The culprit? Action Over claims, a unique...

“I have insurance, so I’m covered.”  It’s a common assumption, but how true is it? In the health and beauty industry, professional...

Franchisors face significant financial risks when franchise fees are deferred, particularly until construction is complete or other...

When it comes to workers' compensation, few topics generate as much confusion and debate as classification codes. It’s a question...

As the IV infusion therapy industry expands, so does the complexity of its insurance needs. Once focused primarily on IV hydration and...

In the rapidly evolving franchising industry, maintaining an updated and accurate digital presence is crucial for your business's...

As a franchisor, are you confident that your franchisees fully understand their insurance coverage? Or is uncertainty exposing your brand...

As a franchisor, your primary focus should be on expanding your business, supporting your franchisees, and ensuring the success of your...

As a franchisor, ensuring that your franchisees fully comprehend the insurance requirements outlined in the Franchise Disclosure Document...

Are you aware that insufficient insurance coverage could be the reason your franchise is missing out on lucrative national accounts? In...

As a franchisor, scaling your business efficiently often involves leveraging subcontractors to handle various aspects of operations....

The Misconception: "Standard Insurance Policies Will Cover All My Franchise's Specific Needs" Many franchise owners fall into the trap of...

In the franchising industry, franchisors face unique risks that require robust strategies to protect their brand, operations, and...