A practical liability and risk-transfer guide for business owners Key Takeaways Direct contract = direct liability.  Whoever signs with...

Quick Summary Ghost policies are not a solution for contractors who use subcontractors—period. Waivers and COIs create a false sense of...

Key Takeaways E&O and D&O are distinct but essential.  Errors & Omissions (E&O) protects against claims of negligence in professional...

What happens when a new health club franchisee collects membership fees but never opens its doors? For consumers, it's a financial blow....