PURCHASING
POWER
DO I HAVE ANY PURCHASING POWER?
Franchises are uniquely positioned to leverage their purchasing power through program design & development which results in a reduction of insurance compliance risk & friction, as well as accelerated insurance purchasing, enhanced transparency and real-time notifications.
Step 1:DISCOVERY
Brand discovery
What’s your “why”
Insurance Program Modeling
Step 2:VALIDATION
Stoking Carrier Interest
Refining Risk Model
Step 3:DUE DILIGENCE
Executive Commitment
Technology Orientation
Final Carrier Approval
Step 4:ROLL OUT
Franchisor Testimonial
Communication Protocol
FINAL
SALE
PROUD SPONSOR
BROTHERS THAT JUST DO GUTTERS FRANCHISEE
"...recently started this organization about a year ago, had a lot of questions around insurance. What right coverages were, what the best way is, how I should even be classified as a business."
-Ross A. Miller
The Brothers that just do Gutters - South Jersey
TESTIMONIAL
CLIENT PORTFOLIO
WHAT OTHER BRANDS USE YOUR AGENCY?
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 tox |  800 |  ki |
|---|---|---|
 tw |  gc |  el |
 db |  cwhp |  5sf |
 ad |  bgdg |  dd |
 ks |
We represent well over 50 brands. Some of those brands are below.
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PLATFORMS
DO BRAND PLATFORMS BENEFIT FROM RIKOR CONSULTING?
* Informational purposes only. This is a list of potential coverage options, not a list of actual coverage. No amount of coverage is written or implied. Definitions are for educational purposes ONLY. These are not contracts nor are they implying actual coverage for any Rikor customer. Every insurance carrier is different, every policy is different, consult your agent regarding your actual bound policy coverage. No information within this site is legally binding or to be used before a judge or carrier.
POLICIES
WHAT POLICIES DO YOU WRITE?
All of them. Here are a few common policies a franchise needs, but some franchise's need special coverages.
GENERAL LIABILITY
Covers general claims to third party property damage or bodily injury
WORKER COMP
Medical and wage benefits to people who are injured or become ill as a result of work
AUTO
Covers damages to others as well as financial loss to you in the event of a vehicle accident.
UMBRELLA
Can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations.
DIRECTORS + OFFICERS
Protects directors or officers if they are sued by the organization's employees, vendors, customers or other parties for decisions that they make in the name of the company
EPLI
Employment-related claims including allegations of Wrongful Termination, Discrimination, Workplace Harassment and Retaliation.
CYBER
Covers a variety of different claims involving your technology use, from extortion and network security to invoice manipulation and social engineering
CRIME
Losses from business related crime by an employee.
INLAND MARINE
Covers products or materials while in transit on land or used during a construction project
PROFESSIONAL LIABILITY
Provides coverage against claims of negligence during a professional service.
PROPERTY
Coverage for your building, improvements to your leased space, or personal property and inventory being stored at a location
ERRORS & OMISSIONS
Protection from claims of inadequate work or failure to meet client expectations.
ALL 50 STATES
WHERE DO YOU SELL INSURANCE?
Franchises are national, so Rikor is licensed in every single state. We are also serving Canada.
INSURANCE MONITORING
Monitoring Franchisee Insurance
Franchisors receive franchisee insurance monitoring and the abilitiy to implement FDD compliance through a Real-Time Auditor™ and Risk Reports™.
Implement FDD compliance
Of course we do that for you, super simple. Protect the Franchise, protect the brand. Our service is built on consulting and powerful in-house software built to implement FDD compliance accross your brand.
CARRIERS
INSURANCE CARRIERS WE WORK WITH:
More carriers means better access to insurance markets; faster approvals, better coverage, better customer experience.
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