FRANCHISE
INSURANCE

You don't have to hate insurance. Insurance compliance can be more than just a dream. Small businesses need proper protection now more than ever. Meet your new broker.

bg-lightning.png

PURCHASING
POWER

DO I HAVE ANY PURCHASING POWER?

 Your volume is your strength if the majority of your franchisees unite their purchasing power. Buying insurance from random various carriers dilutes your power. This could be the difference between a delay in policy issuance and a quick approval. It can also be the difference between a 'yes' or a 'no' from an an underwriter. Leveraging buying power can also give your brand access to more favorable terms. This is the Rikor Advocacy Program™, designed to flex your purchasing power. 

Review brand exposure

Establish proper coverage

Insurance Compliance Program Rollout

 

CLIENTS

WHAT OTHER BRANDS USE YOUR AGENCY?

ad
bgdg
el
dd
hb
tw
nh2o
sa
ks
gc
db
cwhp
5sf

»

«

WHAT CLIENTS SAY

“Going forward, I want to be your advocate for the brand. I'm going to tell everyone about you"
-Actual customer
policies.png

POLICIES

WHAT POLICIES DO YOU WRITE?

All of them. Here are a few common policies a franchise needs, but some franchise's need special coverages.

product-icons-rk-04.png

GENERAL LIABILITY
Covers general claims to third party property damage or bodily injury

product-icons-rk-02.png

WORKER COMP
Medical and wage benefits to people who are injured or become ill as a result of work

product-icons-rk-03.png

AUTO
Covers damages to others as well as financial loss to you in the event of a vehicle accident.

product-icons-rk-05.png

UMBRELLA
Can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations.

* Informational purposes only. This is a list of potential coverage options, not a list of actual coverage. No amount of coverage is written or implied. Definitions are for educational purposes ONLY. These are not contracts nor are they implying actual coverage for any Rikor customer. Every insurance carrier is different, every policy is different, consult your agent regarding your actual bound policy coverage. No information within this site is legally binding or to be used before a judge or carrier.

product-icons-rk-do-13-06.png

DIRECTORS + OFFICERS
Protects directors or officers if they are sued by the organization's employees, vendors, customers or other parties for decisions that they make in the name of the company

product-icons-rk-09.png

EPLI
Employment-related claims including allegations of Wrongful Termination, Discrimination, Workplace Harassment and Retaliation.

product-icons-rk-06.png

CYBER
Covers a variety of different claims involving your technology use, from extortion and network security to invoice manipulation and social engineering

product-icons-rk-07.png

CRIME
Losses from business related crime by an employee.

product-icons-rk-08.png

INLAND MARINE

Covers products or materials while in transit on land or used during a construction project

product-icons-rk-01.png

PROFESSIONAL LIABILITY
Provides coverage against claims of negligence during a professional service.

product-icons-rk-11.png

PROPERTY
Coverage for your building, improvements to your leased space, or personal property and inventory being stored at a location

product-icons-rk-10.png

ERRORS & OMISSIONS
Protection from claims of inadequate work or failure to meet client expectations.

bg50.png

ALL 50 STATES

WHERE DO YOU SELL INSURANCE?

Franchises are national, so Rikor is licensed in every single state. We are also serving Canada.

bgapp.png

INSURANCE MONITORING

app.png

Monitoring Franchisee Insurance
Franchisors receive franchisee insurance monitoring and the abilitiy to implement FDD compliance through a Real-Time Auditor™ and Risk Reports™.

Implement FDD compliance
Of course we do that for you, super simple. Protect the Franchise, protect the brand. Our service is built on consulting and powerful in-house software built to
implement FDD compliance accross your brand.

CARRIERS

INSURANCE CARRIERS WE WORK WITH:

More carriers means better access to insurance markets; faster approvals, better coverage, better customer experience.

US Assure
Coalition
UFG Insurance
Liberty Mutual
Propeller
Markel
Employers
Travelers
Pie Insurance
Great American
Nationwide
The Hartford
AmTrust
CNA
Coterie