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FRANCHISE
INSURANCE

Your business is your most important investment, hands down. Protecting that from exposure to risk is paramount to success. When franchise insurance is done correctly, you can relax knowing it will work the way it was designed to.

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TIME TO RENEW.

Get what you need, accurate proper coverage for a franchise business...

NEED A POLICY RENEWED?

GL IS A BASIC NECCESSITY.

Basic protection from claims can be a critical part of a business owners...

 GENERAL LIABILITY 

Can your employees sue you for lost wages from injury or illness from...

NEED ADDED PROTECTION?

WORKERS COMP.

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✔ UNIQUE CARRIER PROGRAMS
✔ YEAR ROUND POLICY MONITORING
✔ COLLECTIVE PURCHASING POWER
✔ SUPERIOR CONSULTANT ACCESS
How it works
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ARE YOU GETTING STARTED?

FRANCHISE SIDEKICK
PARTNERSHIP

Learn more about how to protect your investment from a serious...

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TESTIMONIAL

"...recently started this organization about a year ago, had a lot of questions around insurance. What right coverages were, what the best way is, how I should even be classified as a business."
 

-Ross A. Miller
The Brothers that just do Gutters - South Jersey

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CLIENT PORTFOLIO

WHAT OTHER BRANDS USE YOUR AGENCY?

We represent over 65 brands. Some of those brands are below.

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“Going forward, I want to be your advocate for the brand. I'm going to tell everyone about you"
-Actual customer
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PLATFORMS 

SOME BRAND PLATFORMS THAT CHOOSE RIKOR:

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PROUD SPONSOR

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ALL 50 STATES

WHERE DO YOU SELL INSURANCE?

Franchises are national, so Rikor is licensed in every single state. We are also serving Canada.

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* Informational purposes only. This is a list of potential coverage options, not a list of actual coverage. No amount of coverage is written or implied. Definitions are for educational purposes ONLY. These are not contracts nor are they implying actual coverage for any Rikor customer. Every insurance carrier is different, every policy is different, consult your agent regarding your actual bound policy coverage. No information within this site is legally binding or to be used before a judge or carrier.

POLICIES

WHAT POLICIES DO YOU WRITE?

All of them. Here are a few common policies a franchise needs, but some franchise's need special coverages.

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GENERAL LIABILITY
Covers general claims to third party property damage or bodily injury

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WORKER COMP
Medical and wage benefits to people who are injured or become ill as a result of work

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AUTO
Covers damages to others as well as financial loss to you in the event of a vehicle accident.

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UMBRELLA
Can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations.

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DIRECTORS + OFFICERS
Protects directors or officers if they are sued by the organization's employees, vendors, customers or other parties for decisions that they make in the name of the company

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EPLI
Employment-related claims including allegations of Wrongful Termination, Discrimination, Workplace Harassment and Retaliation.

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CYBER
Covers a variety of different claims involving your technology use, from extortion and network security to invoice manipulation and social engineering

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CRIME
Losses from business related crime by an employee.

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INLAND MARINE

Covers products or materials while in transit on land or used during a construction project

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PROFESSIONAL LIABILITY
Provides coverage against claims of negligence during a professional service.

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PROPERTY
Coverage for your building, improvements to your leased space, or personal property and inventory being stored at a location

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ERRORS & OMISSIONS
Protection from claims of inadequate work or failure to meet client expectations.

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INSURANCE MONITORING

HOW DOES RIKOR MONITOR INSURANCE?

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Monitoring Franchisee Insurance

Of course we do that for you, super simple. Protect the Franchise, protect the brand. Our service is built on consulting and powerful in-house software built to implement FDD compliance accross your brand.

Franchisors receive franchisee insurance monitoring and the ability to implement FDD compliance through an app based Risk Management System™ and Risk Reports™.

Implement FDD Compliance

CARRIERS

INSURANCE CARRIERS WE WORK WITH:

More carriers means better access to insurance markets; faster approvals, better coverage, better customer experience.

US Assure
Coalition
UFG Insurance
Liberty Mutual
Propeller
Markel
Employers
Travelers
Pie Insurance
Great American
Nationwide
The Hartford
AmTrust
CNA
Coterie
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