Franchisee Insurance Quote: app.rikor.io/quote
COI Request + Policy Changes Email: support@rikor.io (Est. 24 hrs)
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ARE YOU AN
AUTOMOTIVE OWNER
WHO...
• Isn’t sure if your Garagekeepers policy actually pays for customer damage?
• Worries about test drives, pick-ups, or loaner vehicles not being covered?
• Has been blindsided by premium audits or coverage denials?
• Wonders if your spray booth or fire system meets insurance standards?
• Wants confidence that your coverage actually matches your operations?
• Is tired of confusing renewals and inconsistent policies across locations?
INSURANCE CENTRALIZED FOR YOU IN 3 EASY STEPS
1»
CONTACT US
TODAY
Talk to someone who actually knows garage operations—not a call center.
2»
RECEIVE A FREE AUTO SHOP
INSURANCE CHECKUP
We’ll review your policies for gaps in garagekeepers, HNOA, property, ADAS, pollution, and workers’ comp.
SIMPLE PROCESS » PROVEN OUTCOME.
We offer a better way to protect your shop.
A proven system that makes garage insurance simple, transparent, and complete.
BEFORE
❌ Confused about what “Garagekeepers” really covers
❌Struggling to keep up with audit bills
❌ Unsure who’s insured during test drives or parts runs
❌ Worrying about spray booth fires or solvent spills
❌ Losing time shopping insurance for every new shop
AFTER
Confident every customer car is protected under Direct Primary coverage
Audits predictable and accurate with correct payroll and classification
Every employee and vehicle covered through Hired & Non-Owned Auto
NFPA 33 compliance and Pollution coverage built in
Brand-approved, consistent coverage—done once, done right
WHAT IF NOTHING CHANGES?
If you stay with the same setup, here’s what the future looks like:
• You’re still unclear what your policy actually covers.
• A customer’s vehicle is damaged—and your carrier says, “Not covered.”
• A tech gets hurt, and your workers’ comp mod spikes next renewal.
• An audit reveals a misclassified employee and back bills you thousands.
• A spray booth fire, a pollution spill, or a cyberattack halts your shop for weeks.
INDUSTRY INSIGHT
Every pain point this program fixes comes straight from real shop-owner discussions and insurer data:
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FRANCHISE-LEVEL INCONSISTENCIES
Mismatched limits, valuations, and coverage standards (AutoShopOwner)