Franchisee Insurance Quote: app.rikor.io/quote
COI Request + Policy Changes Email: support@rikor.io (Est. 24 hrs)

YOU DO IT ALL BY YOURSELF
NOT ANY MORE.
Have you felt this way?

Worried subs insurance lapse mid-project?

Concerned your policy excludes subcontractors?

Worried Carriers will leave you paying thousands in yearly audits?

Think franchisors will foot the bill if your insurance is insufficient
Rikor’s knows how to insure 1099 models, and Subcontractor Monitoring makes it easy to stay protected, organized, and audit-ready — automatically.

ARE YOU A FRANCHISEE THAT...
• Uses subcontractors to complete jobs?
• Spends hours chasing insurance certificates in files on your computer or phone?
• Gets caught off guard by carrier audits?
• Has paid extra thousands because a sub didn’t have insurance?
• Worries about policy exclusions or missing coverage for subcontractor?

SUBCONTRACTOR INSURANCE DONE FOR YOU IN 3 EASY STEPS
1»
BECOME A RIKOR CUSTOMER
You’ll get access to our automated subcontractor monitoring tool — free of charge.
2»
ADD YOUR SUBCONTRACTORS
Upload or invite them to submit their insurance; Rikor tracks and verifies their insurance automatically.

SIMPLE PROCESS → PROVEN OUTCOME
We make it simple to protect your business and avoid surprise audit costs.
BEFORE
❌ Struggle chasing subcontractor COIs
❌Stressing over carrier audit penalties
❌ Worrying about uncovered subcontractor work
❌ Losing time managing paperwork
❌ Not sure if you’re protected
AFTER
All COIs monitored automatically
Confidently submit your audits
Sure every sub verified and compliant
Sure your business is fully covered


WHAT IF NOTHING CHANGES?
If you do nothing today…
• You’ll still possibly have subcontractor exclusions lurking in your policy
• You’ll keep chasing down subcontractors for proof of insurance.
• You’ll continue hoping every COI is valid when the carrier audits.
• You’ll risk paying for coverage that wasn’t yours to begin with.
• You’ll lose time that could be spent running your business.

FREQUENTLY ASKED QUESTIONS


