LEGAL
Privacy &
terms.
Last updated June 20, 2026.
This is a content shell. Final legal language to be supplied by counsel.
PRIVACY
How we handle your information.
What we collect
We collect the information you give us: your name, email, business details, and the quote information you share so we can place and service your insurance.
How we use it
We use your information to quote, place, and service insurance, and to contact you about your coverage and account.
Who we share it with
We share your information with carriers to quote and bind coverage, and with your franchisor or lender when they require proof of coverage. We also use service providers who help us run our business, and they only get what they need to do that work.
Cookies and analytics
We use cookies and basic analytics to understand how the site is used and to improve it. You can control cookies through your browser settings.
Your rights and how to reach us
You can ask us what information we hold, request a correction, or ask us to delete it. To make a request or ask a privacy question, email support@rikor.io.
TERMS
Using this site and our services.
Use of the site
This site is provided for general information about Rikor and our services. By using it, you agree to use it lawfully and not to misuse the content or systems behind it.
We are a licensed agency, not a quote
Rikor is a licensed insurance agency. Nothing on this site is a binding quote or a guarantee of coverage. A quote is only valid once it is issued to you in writing by us or a carrier.
Policies govern
Your insurance policy is the contract. Coverage depends on the terms of the policy and the facts of a claim. If anything here differs from your policy, the policy controls.
Limitation of liability
To the extent allowed by law, Rikor is not liable for indirect or consequential losses arising from your use of this site or reliance on its general information. This does not limit any rights or coverage under a policy you hold.
Contact
Questions about these terms? Email support@rikor.io.